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Boatowners/Watercraft Insurance

Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your insurance representative to find out if your boat is covered and what the limits are.
 
For other boats, you will need to purchase separate insurance. The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
 

Personal Watercraft

 
Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to us about coverage limits. You may want to consider purchasing a personal watercraft policy to protect you and your water vehicle in the event of an accident.

The personal watercraft policy covers:

  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft
Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.
 
Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.

Watercraft & related insurance coverages to consider:

  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices
Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.

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    Contact Us
    A&E Insurance Services
    1111 Town and Country Rd. Suite 29
    Orange, CA 92868
    Email Us

    Hours of Operation:

    Mon-Fri: 8:00am-6:00pm
    Saturday - 10:00am-2:00pm
    Sunday - Closed
     
     
    A&E Insurance Services - Long Beach
    4407 E Los Coyotes Diagonal
    Long Beach, CA 90815
    Phone: 562-408-1800
    Fax: 562-498-2600

    Hours of Operation:

    Mon-Fri: 8:00am-6:00pm
    Saturday - 10:00am-2:00pm
    Sunday - Closed
     
     
     
     
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